What Dogs Are Not Covered Under Homeowners Insurance?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaMany companies put an Animal Liability Amendatory Endorsement in their homeowner’s policies. At least one company excludes liability coverage for incidents that result from or arise from owning a dog that is 50% or more pit bull, Doberman pinscher, or Rottweiler. This exclusion would also apply to any dog in your care, custody or control that has a history of biting as a matter of public record or pervious claims. This endorsement can also limit the coverage for all animal bites.Answered on May 5, 2014flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482That really can vary by company, by breed. However, one comon thread is that if a dog has had a bite history, it is likely that coverage will not be available for you. In general, certain breeds that can be seen as mre agressive by nature tend to receive more cautious treatment by Insurance Companies. However, check with your Insurance Professional about your policy because some companies will cover these if the dog has been professionally trained by attending a certified class.Answered on May 5, 2014flag this answer
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