1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Automobile insurance can be purchased on line.  Since that isn’t my area of expertise I suspect strongly that you must sign documents in order to implement coverage.  While that may seem attractive, you will be dealing with the same impersonal operation when you have a claim.  My recommendation is to contact a trusted insurance agent.  If you don’t have an agent, get referrals from friends, colleagues, or neighbors.  Then you will understand the range of limits and when you have a claim you will have a real human being to walk you through the claim.  The cost differential is negligible.  Satisfaction at the time of claim may be greatly increased.
    Answered on May 5, 2014
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