Does Homeowners Insurance Cover Vacant House?
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! Unfortunately, not a great answer. Because of the great risk for damage, theft or infestations, most insurers will not insure a vacant home. If you leave your home vacant for even as little as 30 days, many companies will cancel your coverage, or deny any claims that arise from that period where the home was vacant. ( I learned that the hard way.) Your best bet is to see if you can find a company that will write a "vacant home" policy, but beware, they are hard to find, and very expensive, or hire a house sitter to occupy your home while you are gone. If you need more information, please feel free to contact me, I'm happy to help. Thanks for asking!Answered on May 4, 2014flag this answer
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