Does Renters Insurance Cover Food?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaIf food is spoiled because power to a residence is lost, the renter’s policy does not provide coverage. If it is spoiled because of damage to the interior of the residence caused by a covered peril, then the policy will probably provide coverage. If the food is spoiled because it was mishandled or out of date, then of course, there isn’t any coverage.Answered on May 5, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! The answer will depend on why the food spoiled. If you were the reason that it spoiled, then no, it won't be covered. If you can prove that the food was spoiled as a result of a fire, or some trauma done to the home, then it may be covered. If it is a result of the power being out, then you may or may not be able to get it covered, it will depend upon the specifics of your policy. Thank you for asking!Answered on May 6, 2014flag this answer
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