1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Buy home insurance from an agent that you can trust.  If you haven’t an agent, get recommendations from friends, colleagues or neighbors.  A good agent will listen to you, give sound advice, accurately record information and most importantly, answer your questions.  A computer can do one of those functions.  At the time of claim the critical issues will be, is the coverage in force, is it adequate to restore the loss and is there someone there to answer questions.
    Answered on April 30, 2014
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