Does Home Insurance Cover Tsunami?
- 37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaMany insurance companies refuse to write a homeowner’s policy on a home that is near the ocean. The policy normally excludes loss which results from flood, surface water, waves, tidal water, overflow of a body of water or spray, whether driven by wind or not. It is not the intent of most companies to cover damage arising from a Tsunami.Answered on April 28, 2014flag this answer
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