Can A Person Be Denied Health Insurance For A Pre-Existing Condition?

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   James Elbaum

   President | Founder, CLM Insurance Group, Delray Beach, FL

   Traditional Major Medical?  No!  Group medical? No! Short Term medical? Yes!  Whether on or off-exchange, if you're purchasing long term major medical health insurance [post 2014] you can not be denied coverage due to pre existing medical conditions.  However, many pre existing conditions will still be excluded from benefits, so make sure you are applying for a plan that suits your needs.

   Answered on April 16, 2014

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