Will Homeowners Insurance Cover Water Damage From A Leaky Roof?

  1. 644 POINTS
    Alex Pfeifer
    Owner, Pfeifer Insurance Brokers, Burlingame, CA
    Yes. Generally homeowners insurance will cover the water damage from a leaky roof. If your carpet or personal property is damaged it should be covered under your policy as long as the roof leak came about unexpectedly. However, homeowners insurance will not cover the cost to repair the roof.
    Answered on April 11, 2014
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