I am a non driver and need a truck for my work, I would like to insure my helper to drive for me any problems?
910 POINTSview profileKen BoncelaAgeny Owner, Farmers Insurance, Ken Boncela Insurance & Financial Services, Oswego, lllinoisIt should not be a problem. You will need a commercial auto insurance policy. The rate will be dependent to some extent on the driving record of your helper. If you are a non-driver as the result of prior driving record the rate could also be affected. If you are a non-driver as the result of disability or never having been licensed, there would be no adverse affect on the rate.Answered on April 14, 2014flag this answer
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersIf you are insuring a vehicle for your business you can write the business auto policy and list your employee or employees as a drivers. You have the ability to exclude yourself from the policy. But keep in mind, this would mean you can not drive the vehicle at anytime as you yourself would then be un-insured.Answered on April 15, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! As long as the vehicle is insured as a need for your business, you can list your employees on the policy. Their driving records will play a big part in the cost, and be aware that you cannot legally drive this vehicle and if you were to be involved in an accident it would get ugly real quick. Thanks for asking!Answered on April 15, 2014flag this answer
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