What Does PLPD Car Insurance Cover?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    “PLPD” stands for Public Liability and Property Damage.  This means that if you are in an accident and injure someone else the company will pay up to the limits of the coverage to those individuals that are injured.  If you strike another car and damage the car, the Property Damage portion will pay to the owner of the other car, or house, or whatever else you might hit, to the limits of the policy for the loss incurred.  If possible carry the highest limits for this coverage that you can afford.
    Answered on April 24, 2014
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