Does Comprehensive Auto Insurance Cover Vandalism?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Yes, vandalism is one of the covered perils in the Comprehensive portion of most standard auto policies.   Comprehensive is the more broadly defined of the two elements that make up the Physical Damage portion of a car insurance policy, the other element being Collision.  Collision provides coverage for damages sustained by your car if involved in an accident with another motor vehicle, a stationary object or a human being. Comprehensive provides coverage for all other named perils including vandalism.

   Answered on April 3, 2014

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