1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    You can enroll in Medicare Part A (and Part B as well) online through the social security administration website, ssa.gov.  Part A & Part B are referred to as Original Medicare. Original Medicare covers approximately 80% of expenses and both parts feature a deductible that you're resopnsible for paying (in addition to the other 20% of remaining expenses).

    I would recommend adding a Medicare supplement (Medigap) plan to cover the other expenses - these are sold through private insurance companies. Plan F is the most comprehensive, but if your doctor accepts Medicare and assignment, you may want to look at a plan N as well. The major advantage of adding a Medigap plan when you sign up for Medicare Part B is that you have a 6-month open enrollment period where you can't be turned down for a plan (no medical underwriting) and it helps create a predictable expense structure for your health care.
    Answered on March 30, 2014
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