Which Car Insurance Is The Worst?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   The worst car insurance is the policy that you failed to purchase, or allowed to lapse.  That policy will not pay anything on a claim.  The next worse is the policy with limits that are too low.  The policy may pay some benefits but the benefits can be exhausted while the accident still needs a great deal more money.  The third worst is the policy that is serviced by a computer or call center.  When you need help, advice, and solace, it is hard to turn to a person in India or some electrons on a circuit board.

   Answered on March 24, 2014

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