Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
Home renters (tenant’s) policies traditionally cover personal property in the residence. There is a 10% extension for property that is away from the residence. The second major section is liability and that covers you for bodily injury and property damage. Although it is rarely mentioned, this liability coverage is the most important part. A lawsuit could bankrupt you. The policy has limitations and exclusions so read the policy carefully.
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Home renters (tenant’s) policies traditionally cover personal property in the residence. There is a 10% extension for property that is away from the residence. The second major section is liability and that covers you for bodily injury and property damage. Although it is rarely mentioned, this liability coverage is the most important part. A lawsuit could bankrupt you. The policy has limitations and exclusions so read the policy carefully.