1. 0 POINTS
    QualityTermLife
    Online Life Insurance Agency, All 50 States
    Absolutely. Seniors can get life insurance. At 70, you may still have young dependents who you support or are putting through college. You may want a lot of coverage to protect an estate from inheritance taxes or just enough for final expenses so that you needn't burden your family.

    Here are your quotes for 10 years, $500,000, excellent health. Around $3700/year.
    http://tinyurl.com/q72sr99 (copy and paste into your browser's address bar)

    For other health status, term (length), or amount you can use the quote engine at http://www.qualitytermlife.com/
    Answered on February 16, 2014
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    It actually is easier to get life insurance at age 70 than it is at age 30. That is because there are so many policies that offer final expense coverage, and most of them have a minimum age requirement of 40-50 years old. Some of these are guaranteed issue, meaning there are no health questions whatsoever, and you cannot be denied. Most have a maximum age 75-85.

    So yes, agencies like ours, that carry many policies for seniors, can offer an assortment of prices.  We can also find you medically underwritten policies in larger face amounts, for purposes other than funeral, memorial service, etc.
    Answered on February 17, 2014
  3. 7479 POINTS
    Steve Kobrin
    President, The Firm of Steven H. Kobrin, LUTCF, 6-05 Saddle River Rd #103, Fair Lawn, NJ 07410
    Actually, people as old as 90 can buy life insurance. They can buy as much as they need as long as the amount is financially justifiable. There are carriers who specialize in older age groups. They have a sophisticated understanding of certain medical conditions that affect primarily people when they are older. One example would be Parkinson's, and another would be cognitive impairment. Because they have a high comfort level with these types of risks, the pricing can be much more affordable than one would think.
    Answered on February 19, 2014
  4. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! Absolutely you can. In fact, there are probably more policies available for people aged 50-75 than there are any others. Younger people don't believe that their ends will ever come, while age brings wisdom, in many cases. There are a ton of great options, and a good agent can help you find an affordable policy with the coverage that you can safely afford. If you'd like some more details, please feel free to contact me, okay? Thank you for asking!
    Answered on May 13, 2014
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