1. 627 POINTS
    Dan Lyles
    agent, Lyles Insurance, Wheelersburg, Ohio
    Not quite sure what you mean. Do you mean needing auto insurance for some time until you buy a car, or needing auto insurance right before you buy a car and drive off the lot?

    If you're about to buy a car, all you need is the VIN# of the vehicle before binding a policy.

    If you mean needing insurance now without owning a car, you will need either a named operator policy or a broad form named driver policy, depending on the state you live in.
    Answered on February 27, 2014
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