What Is Your Obligation To Report Finding An Earring 15 Years After Making A Claim?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   Honesty is the best policy.  It is a reflection of your character.  Insurance companies normally keep records of a policy for about five years after the policy terminates.  Your policy terminated.  You may still be insured by the same company and may even have the same policy number.  However, the policy that had the loss terminated.  I would love to see the look on the face of the claims department when you report your discovery.

   Answered on March 5, 2014

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