Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Physican therapy is covered under Medicare Part B, but there are cap limits for therapy services - $1,920 for physical therapy (cap for services combined with speech-language therapy). If the services are deemed medically necessary (and documented) by your therapist, you would not be responsible for costs above the $1,920 cap.If you're getting physical therapy services that are not medically necessary, then Medicare will not pay for the services.
Medicare would be paying for approximately 80% of the costs and you would be responsible for the other 20%, after the Part B deductible ($147 in 2014).A Medicare supplement (Medigap) plan can help pay the Part B deductible and the 20% costs for physical therapy services.
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Medicare would be paying for approximately 80% of the costs and you would be responsible for the other 20%, after the Part B deductible ($147 in 2014).A Medicare supplement (Medigap) plan can help pay the Part B deductible and the 20% costs for physical therapy services.