Can You Get Car Insurance With An Expired License?

  1. 250 POINTS
    Bill Sims
    Producer, Kendall & Associates Insurance Agency, Greenville, SC
    No, you cannot do that.  Each driver to be insured must have a valid drivers license.  The insurance company will verify eligibility of each driver by pulling their motor vehicle record (MVR) prior to issuing a policy.  If a license is suspended or expired, the insurance company will decline to offer insurance coverage.
    Answered on January 7, 2014
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  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! If you try shopping online for insurance without a valid drivers license, it is really hard to get a quote, let alone an accurate one. It is wise then, to contact an agent who can help you find a company that will write your insurance for you. There are circumstances where you can get insurance with no license, ( like an elderly person who owns a car that someone else drives them around in) and there are companies that will write you, if your license is recently expired, and can be renewed within a short period of time, usually 30-45 days. If you do not get it renewed in that period, the insurance coverage stops, and you are back to being an uninsured motorist, something no one wants you to be. If you need more information, please feel free to contact me, okay? Thanks for asking!
    Answered on May 1, 2014
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