You should really ask, "which company offers the best value in disability insurance in Wisconsin". "Cheapest" often ends up being a poorly written plan of insurance, which might not pay benefits when you might expect them to. Much depends on your age, your occupation, your income, medical history, and tobacco use. An old mentor of mine used to preach "never buy the cheapest parachute, the cheapest elevator or the cheapest motorcycle helmet; they might not work when you need it to work!" I am located in the Milwaukee area, call me at 262-240-9933 if you want to talk.
The answer to who has the cheapest Disability Insurance in Wisconsin will vary from person to person. That is because some companies cater to certain professions, others have the best price for persons of a certain age, etc. And the price will vary depending on the bells and whistles you choose, the elimination period you select, and other features.
Using a broker that sells Disability Insurance from multiple companies can help you find the cheapest rate for the best coverage.
Social Media Strategist, Disability Insurance Services, California
Along with what Peggy and Steve mentioned, make sure whoever you choose as your agent presents you with multiple quotes for disability insurance. Too often, consumers think the "cheapest" policy is best, but it's likely that the cheapest policy offers to poorest coverage. Your agent, assuming he or she doesn't represent just one company, should be able to provide you different quotes that reflect different types of coverage (e.g. different benefit periods, elimination periods, different company, etc.).
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Using a broker that sells Disability Insurance from multiple companies can help you find the cheapest rate for the best coverage.