1. 1370 POINTS
    Jack Heller
    Owner, Insurance Browser,
    Hi, you have asked about homeowners insurance in AZ. We have a local representative in Tucson who would be delighted to help in either English or Spanish. In addition we have contracts with several companies that can provide competitive quotes. The truly good thing is that you live in Arizona where the weather is not as problematic as it is elsewhere. So, give us a call or check out our website at www.insurancebrowser.com, We would be delighted to give you a quote !
    Answered on December 18, 2013
  2. 65 POINTS
    Richard Ried
    Insurance Agent, Farmers Insurance, Chandler Arizona
    Home owners insurance is dependent on the needs of the homeowner.  If your home is a full time residence, a rental, a seasonal home or vacation home your needs will be different.
    Your insurance needs will also be different dependent on your current family and financial situation. For instance you may want to add an umbrella liability policy to cover your family against potential excess liability.  These are very cost effective to add to your home and auto policies. 
    You will get the best rates when you combine your home and auto policies under the same insurance company.


    You should consult with an insurance professional and discuss your needs and current situation and define a plan that matches those needs.
    I would be glad to review your situation and help define an insurance plan that meets your needs.
    So give me a call or visit my website at www.farmersagent.com//rried
    Answered on January 7, 2014
  3. 165 POINTS
    Eddie Arriola
    President and Agent, Bow Tie Financial Group,
    Homeowner's insurance is basically comprised of three main things: dwelling coverage (the building itself), personal property (your stuff inside it, from furniture to personal hygiene), and liability (protects your family if something unfortunate happens and you get sued).

    The best homeowner's policy will cover you and your family adequately on all counts.  Your first priority should be to talk with an agent to find out exactly what is most appropriate to your situation.  Do you need higher limits on firearms?  Do you have expensive pieces of jewelry or fine art?  Is there an antique you're especially proud of?  Did you redo your kitchen with all the latest gadgets?
    If you're talking with an independent agent, they'll search multiple companies and find the best fit and/or price for you.  If you're talking with a captive agent, they'll recommend something from their company.

    Our agency is independent and we pride ourselves on finding the best fit for our clients' needs and budget.  Visit us at insuranceeddie.com and let us know what we can do for you.
    Answered on March 7, 2014
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