How Much Home Insurance Do I Need For A Condo?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Condo Insurance can be tricky since often an HOA is involved. What first needs to be determined is what does the HOA actually cover. Does the HOA cover any part of the building. If so then we as agents determine what is already covered and look to fill the gaps. I can tell you that the HOA does not cover your personal liability, loss of use, guest medical and personal property so these coverage's are needed at the very least. You will want to consult with a local independent agent to help you determine coverage's needed for your condo policy.
    Answered on December 17, 2013
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