1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Life insurance applications ask, at minimum, your name, address, date of birth, SSN, and beneficiary.

    If you are applying for a policy with any type of health qualifications, you will need to answer some medical questions, and possibly some questions about addictions, felonies, etc.

    A fully medically underwritten policy will also ask about your income, whether you have dangerous hobbies, and more detailed health questions. It will require a paramed exam that will include your height and weight, blood pressure, and blood test. 

    If you are a very healthy person with no other risk, the cost of your policy will usually be lower with the more questions that are asked. If you have serious health conditions or other risk, that may not necessarily be so; the nonmed policies could have a lower rate, or be the only type of policy you can get.

    You can contact an agency that sell policies of all types to find the type of application process you wish to go through. If you wish to avoid some life insurance questions, you could find a policy that will avoid that, such as guaranteed issue life insurance.
    Answered on December 9, 2013
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