Does Your Insurance Cover A Car You Just Bought?

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   Darald Novak AAI

   Retired Agent and Broker, Self Employed, Albany NY USA

   This will depend on if it is an additional vehicle or a replacement vehicle and how your policy treats replacement and/or additional vehicles.  Only a reading of your policy can provide you with the specifics. Some policies automatically extend liability coverages to additional vehicles for a specified period of time. Some policies may provide physical damage coverage for a limited time.  There is really no way to tell without referring to your contract of insurance.  A competent knowledgeable agent or broker should be able to do this for you.

   Answered on June 17, 2014

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