Not sure where this question is going but I'll do my best. Insurance without a license is a possibility but not a certainty. It depends on your state and the companies that are available there. Most states require certain mandatory coverages to legally drive a car. You cannot get these coverages without a valid license. However, you may be able to get physical damage coverage for a car you own, even if you don't have a license. If you can't find out from your state's website, call a local agent and ask. Some companies will write a comprehensive only policy that does not provide mandatory coverages to legally drive a car. If this is available, be aware that they will not provide a certificate of insurance. It will cover damage to the car ONLY with a deductible applied. They will also, most likely, require photos to verify that there is no existing damage to the car. I don't know if this answered your question or not. If the question is about getting liability coverage without a license, I can be pretty confident in saying no.
Prab, i believe, brings up a different view of the question. I approached it from the view that you're not eligible for a license because of past violations. If you are eligible for a license and just don't have one, such as moving to the US and you just haven't gotten a US license, then he's correct. We will write the insurance with the requirement that you get a valid Michigan license within 30 days.
This is normally something an Independent Agent will be able to do for you quite easily. We handle these types of policies all the time without any issue whatsoever for drivers throughout California. If your outside of California, you would want to look up an Independent Agent who contracts with multiple carriers so that they can offer you the most options with the least amount of work on your part.
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Prab, i believe, brings up a different view of the question. I approached it from the view that you're not eligible for a license because of past violations. If you are eligible for a license and just don't have one, such as moving to the US and you just haven't gotten a US license, then he's correct. We will write the insurance with the requirement that you get a valid Michigan license within 30 days.