How Much Does Car Insurance Decrease When You Turn 25?

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   Jack Heller

   Owner, Insurance Browser,

   This really depends on a number of things including whether you are accident and violation free, are married or single, how long you have been licensed in  the US, the type of car you are driving, the limits of coverage you carry now and where you are located. There are many variables, and auto insurers use algorithms that produce millions of price points for that carrier in a given state. So, you might see a decrease of 10% to 20 % as move out of a youthful operator classification system, but there are no hard and fast rules.

   Answered on November 17, 2013

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