I live in a 3 unit townhome building (each owner owns the land on which their unit sits on). If there is a fire in an adjoining unit and it spreads to a neighboring unit, whose insurance pays for damage to the neighboring unit?
Whose Insurance Covers Damage To Adjoining Units In A Townhome Fire?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WII believe the primary responsibility would fall onto the carrier that insures the unit where the first originated. Depending on the circumstances each owners insurance carrier may step in and pay for the damage claims submitted by their insured and then handle the claims paid with the carrier of the insured where the fire originated. Ultimately all the carriers involved will be trying to get their clients "whole again". Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.Answered on October 31, 2013flag this answer
Did you find these answers helpful?
Yes
No
Go!
Add Your Answer To This Question
You must be logged in to add your answer.
.JPG){kind=avatar}
