Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
A lot of it depends on personal preference and what your concerns are. If you want to make sure it's with a top-rated company who is financially strong and stable, you want to look at what their rating is (e.g. A.M. Best ratings: A, A+, and A++ indicate superior financial ratings)
It can also be helpful to look into reviews that people say about the company - positive aspects, any major continuous issues with claims, etc.?
Another major comparative item to look at is, on average, how quickly the carrier pays claims.
There's no one company that offers the "best" health insurance plan. The health plan that's going to offer you the lowest rates may not be the most suitable plan for you. Make sure to compare the benefits covered under the plan.
I always recommend consulting with an experienced health insurance broker. We can compare health plans from multiple carriers to help determine which program is going to best serve your needs. Please let me know if I can be of further assistance. Thanks very much.
.JPG){kind=avatar}
It can also be helpful to look into reviews that people say about the company - positive aspects, any major continuous issues with claims, etc.?
Another major comparative item to look at is, on average, how quickly the carrier pays claims.
There's no one company that offers the "best" health insurance plan. The health plan that's going to offer you the lowest rates may not be the most suitable plan for you. Make sure to compare the benefits covered under the plan.
I always recommend consulting with an experienced health insurance broker. We can compare health plans from multiple carriers to help determine which program is going to best serve your needs. Please let me know if I can be of further assistance. Thanks very much.