Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
If both cars are day to day usse cars, titled and registered to you personally you could I suppose, but not a great idea. Most companies offer mult car discounts for insuring more than one car. Insuring twqo cars on two separate company policies would just not be maximising your discount possibilities and could therefore end up costing more.
Now, having said that, if you have a regular day to day car and also own a collector car, then it would make sense to insure the collector car with a company that specializes in those.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Yes you can if one is a personal auto policy and the other is either a collectors car policy or possibly a commercial auto policy . You also could have your won business and the one car has signage on it then you have to have a commercial policy on it and the other cars would be personal auto. Even if you name is on the title of both autos.
As Also check with your agent and your carriers as to the guidelines they follow and also check your state laws
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Nothing saying that you can't but unless there is a very good reason, it is not advisable. About the only reason I can think of to have two different carriers is if one car is registered to you personally and the other car is registered to your business which would be either an LLC or a Corporation.
Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
There is no advantage to having two insurance polices if you are insuring the same risk. Polices have a provision in them that states if there is another policy in force then they will only pay there portion. So all you end up doing is having two insurance companies paying half a claim. Now if the two companies are covering different portions of the same risk due to exclusions then your ok.
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Now, having said that, if you have a regular day to day car and also own a collector car, then it would make sense to insure the collector car with a company that specializes in those.
As Also check with your agent and your carriers as to the guidelines they follow and also check your state laws