Medicare supplement plan F, also referred to as Medigap plan F, is the most oversold and overpriced supplement plan on the market.
Medigap F is a good plan if you are willing to pay the price. Plan F covers 100% of your approved Part A and Part B expenses that are not paid by Medicare due to deductibles and coinsurance.
Plan F also referred to as the Cadillac plan offers the most complete coverage out of the
10 available Medigap plans. Plan F is the most popular Medicare Supplement because
you have no out-of-pocket cost because it covers all the gaps (deductibles, co-insurance
and co-pays) in your Medicare Part A and Part B coverage. Because it offers the most
complete coverage Plan F is the most expensive Medicare Supplement and usually will
experience the largest rate increase. Most people on Medicare would be better served by
having a Plan G or Plan N.
Medigap F is a good plan if you are willing to pay the price. Plan F covers 100% of your approved Part A and Part B expenses that are not paid by Medicare due to deductibles and coinsurance.
10 available Medigap plans. Plan F is the most popular Medicare Supplement because
you have no out-of-pocket cost because it covers all the gaps (deductibles, co-insurance
and co-pays) in your Medicare Part A and Part B coverage. Because it offers the most
complete coverage Plan F is the most expensive Medicare Supplement and usually will
experience the largest rate increase. Most people on Medicare would be better served by
having a Plan G or Plan N.