Does Home Insurance Cover Central Air?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Unless you have an equipment breakdown endorsement or policy with your homeowners coverage your central air unit will not typically be covered. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on October 23, 2013

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