How Do Auto Insurance Claims Work?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Typically when you have had an accident or damage to your vehicle and you have the appropriate coverage you would contact your carrier's claims department or your local agent to inform them of the loss. The carrier will typically send out a claims adjuster to gather the information to ensure that all claims are paid in accordance with the policy. This process can typically be as short as hours to days or weeks depending on the details behind the claim. Most carriers attempt to resolve open claims as quickly as possible.

   Answered on October 29, 2013

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