Unfortunately, it is impossible to give a guideline on what Term Life Insurance should cost, because the cost varies so much from person to person. If you buy it when young and very healthy, and lock in the rate for a very short time, you can get it for under $10/month for $100,000 of coverage. If you buy it when older or while having serious health problems, and lock in the premium for the rest of your life, the premium could be over $300/mo for that amount.
To find the best price for you, go to a website that offers instant quotes and input your information. Keep in mind that these quotes will need to be followed up by a phone call to verify accuracy, or at least by clarifying your health information on the application.
That is a great question! The best thing about term insurance is that it is cheap. Insurance companies will statistically rarely have to pay out on them, and there are very few moving parts, so they can be offered very cheaply. The price will be based on the amount of insurance desired, the length of the term, and a host of physical details about the person to be insured. Please seek out an agent that can help you find the policy that is the right one for you, okay? Please feel free to inbox me, if you'd like, I'm happy to help. Thanks for asking!
Unfortunately, there is no way to suggest a recommended premium for term life insurance, because life insurance does not have static rates for everyone. Term life insurance premiums are based on your age, gender, health, build, whether or not you smoke, and other factors. What may seem reasonable to someone with poor health is going to seem high to someone with great health. You just have to shop and find the best rate for you.
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To find the best price for you, go to a website that offers instant quotes and input your information. Keep in mind that these quotes will need to be followed up by a phone call to verify accuracy, or at least by clarifying your health information on the application.