Who Qualifies For Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Most people qualify for life insurance. There are many different types of polices that range from those with the strictest underwriting (those have the potential to have the lowest price) to those that have no medical requirements at all (those have the potentially highest price per thousand dollars of insurance). Due to all these choices, there is a policy out there for nearly everyone.
    Answered on September 24, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Because life insurance is all about statistics companies can provide life insurance for individuals in a wide range of health.  There are some who cannot obtain coverage because their longevity is in immediate risk, however, many who consider themselves uninsurable actually can obtain coverage.  When life expectancy is not very long, the premium for the coverage is going to be quite high.
    Answered on May 19, 2014
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