How can we find out what insurance company insures our neighbors house? Can we also find out information about the insurance such as kind and limits? The reason we ask the question is that our next door neighbor (in a residentially zoned neighborhood) has started running 2 separate commercial businesses out of her home. One of the businesses is a B & B, and the second is a meeting facility for training and meditation classes.

After being reported to the zoning commission she is now preparing to apply for a permit to run these 2 businesses which nobody on the street approves of. In preparing for the meeting with the zoning commission we would like to find out if she has only residential insurance or if she has commercial business insurance so this can be discussed as a topic at the meeting.

Lastly, we would like to find out how to report this person to her insurance company if she does not have proper insurance. We are also wondering of this will affect our own homeowners insurance rates by being next door to this property.

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    To the best of my knowledge there is not any public availablility of insurance coverages or carriers that a person or company may use for their coverage. About the only way to get that information would be to contact your neighbors and ask them for it. Laws vary from state to state, but many of the laws currently in place prevent insurance agents and carriers from providing any coverage or personal information to anyone but authorized parties.
    Answered on September 22, 2013
  2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>