Does Long Term Care Insurance Cover In Home Care?
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63333 POINTSview profilePeggy MaceMost of the U.S.Most long term care policies sold now offer in home care, because they pay the long term care recipient, not the long term care provider. As such, as long as the insured person has met the triggers stated on the plan for benefit coverage to begin, that policyholder can use the benefit to pay for in home care if they desire.Answered on September 12, 2013flag this answer
61667 POINTSview profileSteve SavantSyndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale ArizonaThis is an exciting new feature with most long term care policies and riders on life and annuity products. Assisted home living is the preferred care by seniors and stretch the benefits of a plan before nursing home confinement is necessary. The ability to service a seniors personal needs from home may extend their motivation to enjoy their lifestyle and extend their life expectancy.Answered on September 12, 2013flag this answer
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