Does Homeowners Insurance Cover Sheds?

1. 

   16470 POINTS

   view profile
   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Yes, typically unless there is an exclusion written into your policy. Most homeowners policies provide up to ten percent of the policy amount for other structures. If you have a shed that is worth more than ten percent of the policy value then you will want to have your agent secure more coverage for the building through a policy endorsement. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on September 11, 2013

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.