Full coverage means that your automobile is covered in the event of an accident or other covered peril. Collision covers your automobile in the event of a collision with a non animate object such as an automobile or other vehicle, or a tree or building. Comprehensive covers your automobile for anything other than a collision, such as an animal strike, hail damage, a tree limb falling on your auto, windshield damage, vandalism. or theft.
Generally, these only cover up to the value of the vehicle depreciated for age.
Generally, these only cover up to the value of the vehicle depreciated for age.