1. 4470 POINTS
    Brandon Roberts
    Owner, The Insurance Pro Blog,
    Because auto insurers--just like all insurers--have various appetites for different types of risk, there is no one best insurer for any state, person, etc.

    The best insurer for you depends on an array of variables that you will need to sort out with an agent.  

    If you seek the assistance of an agent, he or she can best match you to the best insurer for your circumstances.
    Answered on August 25, 2013
  2. 900 POINTS
    Frank Lombard CPCU ARM
    Insurance Advisor, Massachusetts
    I’m not sure what you mean by “ best” auto insurance but I assume you may mean the “least expensive” and certainly in Massachusetts there are now a number of choices. I wouldn’t however suggest those terms are interchangeable. “Best” does not necessarily mean “least expensive”. In fact, it may mean just the opposite.
     
    The “ best” auto insurance would provide coverage for:
     
     1. Injury or damage you might cause to someone, in particular someone you care about who may be riding in your car. I would suggest a limit of not less than $100,000.
     
    2. Injury to you or your family members residing with you should they be injured in an accident caused by someone else. Again I would suggest a limit not less than $100,000.
     
    3. The cost to repair or replace your car or any car you happen to be driving (borrowed, loaned, rented) should it be damaged in an accident
     
    I would suggest not purchasing coverage on-line or over the phone from someone you have no other contact with. An insurance policy is a very expensive piece of paper until you get a chance to use it. Buy from someone who will help you complete the paperwork, someone who already has a good working relationship with the insurance company and someone who would stand with you if there were a problem.
     
    Once these conditions are met, then look at the pricing and make your selection. More often than not, this will be the “best’ auto insurance for you and your family.
    Answered on September 11, 2013
  3. 617 POINTS
    Waltere Koti
    Principal Agent, First Insurance Agency Inc, United States
    There is no such thing as best car insurance in any state let alone Massachusetts. You may to need to qualify your meaning of best car insurance. Do mean best in lower rates, good service, best claims service? There are few really bad insurance companies. The all come under state regulation are required certain level of ethics and behavior. It is true that you may encounter different experience as you engage any insurance company. That encounter may cement your opining about that company.
    Geico rates are going up because of a dismal first quarter profits. You opinion of Geico may change because they were once cheap and now they are expensive. What do really mean by best insurance company in Mass?
    Answered on May 9, 2015
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