Your Medigap policy covers approved Medicare Part A and Part B expenses. Medicare supplement plans, also called Medigap, are designed to dovetail into your original Medicare coverage. Anything approved by Medicare is also approved by your Medigap plan. In other words, if Medicare approves a claim your Medigap carrier cannot refuse to pay their contractual obligation.
Great question! Medigap plans are designed to help people with the deductibles, co-pays, or coinsurance costs that Medicare doesn't cover. There may also be some services provided that your Medicare policy doesn't cover. You must have both A&B, and cannot have a Medicare Advantage plan. These plans are sold by private insurers, and can vary in price and coverage, so find an agent who will help you find the plan that is best for you. Thank you for asking!
Also known as 'Medicare Supplement' insurance, this type of health policy helps to fill some or all of the financial "gaps" between what a person's medicare insurance pays and what is left unpaid. For example, it can pay health care expenses incurred and unpaid by Medicare such as a deductible, co-payments & co-insurance. Medicare Supplement insurance does not cover dental, vision, long-term care and some other items.
Check to see if you need a separate Medicare Prescription Drug Plan - Part D. You probably will.
You need to be under Medicare parts A & B to qualify for a 'medi-gap' policy.
A lot of good carriers are able to sell this type of insurance in each State. Shop around.
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Check to see if you need a separate Medicare Prescription Drug Plan - Part D. You probably will.
You need to be under Medicare parts A & B to qualify for a 'medi-gap' policy.
A lot of good carriers are able to sell this type of insurance in each State. Shop around.