1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    In the United States, Disability Insurance and Health Insurance are two different products. Health Insurance pays for the cost of health care, while Disability Insurance pays the insured person cash to replace some of the income lost by becoming disabled. The dollar benefits of health insurance are based on the cost of the care, whereas the dollar benefits of disability insurance are based on the income the insured person was making before he/she got injured or ill.
    Answered on August 23, 2013
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