1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    The owner of a vehicle needs to maintain insurance. Insurance always follows the vehicle so regardless of who is driving the car the owners insurance is primary. If someone other than yourself is going to be driving your car you need to list them on your policy as a driver. The driver can be classified as primary or occasional depending on how often they will be using your car.
    Answered on August 20, 2013
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