Agent, Rural Mutual Insurance Co., Union Grove, WI
The best answer that I was able to locate is from askdeb.com. Here it is:
Car insurance polices actually evolved from maritime insurance hundreds of years earlier. The policies were to cover any losses and damages that might occur to property that was transported by ship. When the automobile was invented, these marine policies acted as a blueprint for car insurance. The first car insurance policy offered only liability coverage to protect any property that might be damaged by a motor vehicle. This first policy was written by an English insurance company back in 1895. In the U.S., the first liability car insurance policy was not written until 1898 and the first policy holder was a Dr. Truman J. Martin. It wasn’t until 1927 that Massachusetts became the first state in the U.S. to pass the first mandatory insurance law.
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Car insurance polices actually evolved from maritime insurance hundreds of years earlier. The policies were to cover any losses and damages that might occur to property that was transported by ship. When the automobile was invented, these marine policies acted as a blueprint for car insurance. The first car insurance policy offered only liability coverage to protect any property that might be damaged by a motor vehicle. This first policy was written by an English insurance company back in 1895. In the U.S., the first liability car insurance policy was not written until 1898 and the first policy holder was a Dr. Truman J. Martin. It wasn’t until 1927 that Massachusetts became the first state in the U.S. to pass the first mandatory insurance law.