How To Collect Life Insurance After Death?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    When the policy insured dies, the policy beneficiary or policy owners notify the life insurance company. The company, in turn, sends their death benefit claim form upon request. Once the form is filled out and the additional documents, the death certificate and newspaper obituary are delivered the processing time is between 30 and 60 days.
    Answered on August 18, 2013
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  2. 75 POINTS
    When a person passes away the beneficiary needs to file a death claim with the Life Insurance Company.  The most efficient way of dealing with this is going to be to contact the agent who wrote the policy. Hopefully there is a business card attached to the policy. Call the agent and have him/her come out and help you complete the death claim form, they can get it to the company for you. If not in the policy there will be contact information for the insurance company or you can google the company and on the "contact us". The insurance company will send out a claim form, complete it and send it out, you'll need to provide all the documentation they request to complete your claim. It shouldn't take more then 45 days for the process.
    Answered on August 19, 2013
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