1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Long Term Care Insurance rates are based on a variety of factors including your age, where you live and your health. In many areas of the country (California for example), the cost of facilities and other benefits is higher than many (not all) other parts of the US.

    That, of course will impact the rate.

    An experienced FULL-TIME broker is a great resource for additional information. You can compare plans and apply for affordable coverage.
    Answered on August 17, 2013
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Why is long term care so expensive in California? Well, probably the main reason is the cost of care in California is also on the higher end. Insurance premium costs use the cost of care,( or repair or services, with other insurances) to generate a premium. I would imagine if you looked you might find the cost of care in the state of California is up there.
    Answered on October 9, 2015
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