1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    As with any insurance policy, your first call should be to your local agent or the carrier of the policy. Your agent or carrier may request for you to sign a document verifying that you wish to discontinue your insurance coverage with them. If you are changing carriers the agent that you are working with should be able to make your transition between the carriers relatively quick and simple.
    Answered on August 19, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most companies offer toll free telephone numbers.  Most of these companies will cancel a policy based upon a telephone call.  At the most they will ask for written confirmation.  Your trusted insurance agent can help you in this process but it should be relatively pain free.  If you are replacing coverage with another company evidence of that new policy might be required to complete the transaction.  That is necessary to make sure that there isn’t a lapse of coverage.
    Answered on June 18, 2014
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