What Retirement Plan To Choose?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   When considering a retirement plan, you want to first determine your effective tax bracket to see if a qualified defined (pretax) contribution plan generates enough tax savings to make the restrictions of the plan worth doing or going the way of a non-qualified plan.You also need to determine if your employer sponsors a plan or whether you should use an individual plan. You should also establish your risk tolerance and time table to retirement, so you can select suitable products to fund your plan.

   Answered on August 14, 2013

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