Life insurance companies blood test to determine the risk factors present, and thus, whether the policy should be approved or declined. The blood test results also help them know how to rate the policy, and thus, the price you must pay.
Some things they look at/for are blood sugar, cholesterol, liver function, nicotine, and illegal drugs.
They want to verify information given them by the applicant. This includes use of medications, drugs, and smoking. They also want to know about diabetes, and other disorders. These will then be used to determine rate class, or even disqualification. Talk with your agent. Thank you. GARY LANE, garylane@cox.net, 714 422 9616.
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Some things they look at/for are blood sugar, cholesterol, liver function, nicotine, and illegal drugs.