Does Renters Insurance Cover Basement Flooding?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Renters insurance will not cover flood damage. Some renters policies may offer sump pump and sewer back up coverage at an additional cost. Flood insurance is sold separately and requires an agent be licensed to sell it. If you feel you need flood insurance coverage I would suggest contacting your local agent and discussing it with them.
    Answered on August 13, 2013
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