What Is A Safe Harbor Retirement Plan?

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    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    A "Safe Harbor" retirement plan is one of the most popular 401(k) retirement plans in the business community. Safe Harbor plans eliminate some of the administration hassles of adhering to IRS non-discrimination testing while maintaining the basics of a pretax defined contribution plan like a tradition 401(k) plan.
     
    Answered on August 10, 2013
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